Skip to main content

Car Buying Power Session

Walk into the dealership already in the driver's seat.
We prep you with a game plan so you don't get talked into a bad deal. 


What This Service Covers

one-time, focused prep session before you go to a dealership.

It covers:

  • What monthly payment actually fits your budget

  • How your credit and existing debts may affect offers

  • A reality check on your trade-in expectations

  • Simple language around warranties, GAP, and add-ons

  • A short checklist/.pdf you can bring to the dealership

Why It Matters:

Most buyers walk in unprepared and:

  • Agree to payments that quietly crush their budget

  • Accept low trade-in offers because they don’t know better

  • Get pushed into add-ons they don’t understand

This session:

  • Gives you your realistic numbers based upon your current situation before sales pressure starts

  • Helps you know what deserves a “yes” and what gets a “no”

  • Reduces the “I got taken” feeling afterward

You’re not paying for negotiation; you’re paying to walk in with a game plan.

How It Works:

  • 1. Short Intake Form – You answer a few questions about income, bills, current car, and what you’re shopping for.

  • 2. Budget + Payment Range – Your Coordinator helps set a realistic target payment that won’t blow up your life.

  • 3. Trade-In Reality Check – You learn how dealers think about trade-ins and how to look up rough value ranges.

  • 4. Strategy Call – You get a live coaching session walking through tactics, phrases, and red flags.

  • 5. Take-With-You Checklist – You leave with a simple checklist or notes to use on your phone at the dealership.

  • Bundling And Discounts:

    The Car Buying Prep service is one of our most powerful offerings, but it works even better when combined with:

    • Savings Planning
    • Bill Reduction Service
    • Debt Reduction Planning
    • Home Buying Prep
    • Credit Coaching

    Ask your Financial Coordinator how to Stack Your Savings with bundled services.
    We apply custom discounts based on your needs, not cookie-cutter pricing. 

    Talk To Your Financial Coordinator

    Want to make sure your next car doesn't sink your financial future? Let’s talk.

    ​During your free 15-minute consultation, just mention “Car Buying Prep.”
    We’ll explain the process, show you bundling options, and help you get started.


    Schedule Now or if you are already a client,  just let your Financial Coordinator know you’re ready.

    Frequently Asked Questions

    Q: Do you go to the dealership with me or get on the phone with them?

     No. We don't negotiate with dealers, join live alls, or speak on your behalf. The Car Buying Power Session is coaching beforehand so you can walk in prepared and confident. 

    Q: Can you guarantee I'll get a better deal on my car?

     We can't promise any specific price, payment, or approval. We can help you understand what a realistic deal looks like for your budget and how to avoid common traps. 

    Q: Can you help with lease vs. buy decisions?

    Yes. We can walk you through the pros and cons in plain English and help you see how each option affects your monthly budget and long-term plans.

    Q: Do you run my credit or arrange financing? 

    No. We don't run credit checks or arrange loans. We help you understand how your credit might affect your offers and what questions to ask lenders or finance managers.