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Everyday Help Financial

Bill Negotiation & Subscription Cleanup

Most people have no idea how much money they’re wasting each month on things they don’t use — or overpaying for things they do. From forgotten subscriptions to overpriced internet or phone bills, it adds up fast. Our Coordinators do the heavy lifting to clean it all up — and help you save without changing your lifestyle.


Book Your Free 15-Minute Consultation

What This Service Covers

We focus on the everyday expenses that slip through the cracks. The ones you forget about, overpay for, or didn’t realize could be negotiated. This service is all about streamlining your monthly bills and cutting the fat without cutting the things you care about.

  • Reviewing bills for hidden fees, overcharges, or duplicate charges

  • Cancelling unused subscriptions (even sneaky recurring ones)

  • Renegotiating bills like cable, internet, phone, security, and more

  • Bundling services to unlock better pricing

  • Helping you understand exactly what you’re paying for

  • Monitoring for surprise rate hikes or unnecessary upsells

Why It Matters:

Most Americans are overpaying $40–$100+ a month on services and don’t even realize it. These small leaks drain your budget over time. We step in as your advocate, auditing every line, canceling what’s unnecessary, and going toe-to-toe with companies to lower your costs. It’s one of the fastest ways to free up extra money each month, without sacrificing convenience.

How It Works:

After your 15-minute free consultation, your Coordinator will:

  1. Ask for recent bills (PDF or screenshots work fine)

  2. Audit each one for savings opportunities

  3. Identify services to cancel, renegotiate, or bundle

  4. Present you with a custom cleanup plan

  5. Walk you through how to approve changes (you’re always in control)

Most clients start seeing results within days — and we keep optimizing over time.

Bundling And Discounts:

Bill Negotiation & Subscription Cleanup is one of our most powerful offerings, but it works even better when combined with:

  • Savings Planning
  • Debt Payoff Strategy
  • Car Buying Prep
  • Home Buying Prep
  • Credit Coaching

Ask your Financial Coordinator how to Stack Your Savings with bundled services.
We apply custom discounts based on your needs, not cookie-cutter pricing. 

Talk To Your Financial Coordinator

Want to lower your monthly bills? Let’s talk.

​During your free 15-minute consultation, just mention “Bill Negotiation and Subscription Cleanup.”
We’ll explain the process, show you bundling options, and help you get started.


​Schedule Now or if you are already a client,  just let your Financial Coordinator know you’re ready.
Schedule Your Free 15-Minute Consultation

Frequently Asked Questions

Q: How do you find subscriptions I forgot about?

During onboarding, we guide you through a review of your bank and credit card statements to spot reoccurring charges. You'd be surprised how many people are paying for things they don't use or even remember signing up for.

Q: What if I'm in a contract or financing plan?

We'll help you understand your current plan, when your contract ends and what to watch for. Sometimes, negotiating mid-contract still yields results, but we'll never encourage you to cancel something that creates fees or penalties without knowing the facts.

Q: Do I have to switch providers to save money?

Not always. Sometimes it's just about trimming extras, applying new promotions, or removing outdated add-ons. But if switching is the right move, we'll talk you through how to do it smoothly. Many times, people are overpaying for coverage or service they don't need.

Q: What kinds of bills do you help with?

We focus on personal household bills, like internet, cell phone, cable, streaming, security systems, utilities, and subscriptions. We can also do auto and home insurance which usually results in major savings