Privacy Policy
Privacy Policy
Everyday Help Financial
Effective Date: 11/15/2025
Last Updated: 11/15/2025
Everyday Help Financial (“Everyday Help Financial,” “EHF,” “we,” “our,” or “us”) respects your privacy. This Privacy Policy explains how we collect, use, store, protect, and share information when you visit our website, complete a form, purchase a product or service, schedule a consultation, communicate with us, or otherwise use our services.
Everyday Help Financial provides financial education, budgeting support, vehicle-buying preparation, consumer education tools, and related coaching resources. We are not a bank, lender, credit repair organization, insurance agency, law firm, or tax advisor unless separately stated in writing.
By using our website or services, you agree to the practices described in this Privacy Policy.
Information We Collect
We may collect personal information directly from you, automatically through our website, or from third-party tools we use to operate our business.
We may collect information you voluntarily provide to us, including your name, email address, phone number, city, state, ZIP code, employment information, income information, budget information, debt information, loan information, payment information, vehicle purchase goals, trade-in details, negative equity information, insurance-related information, credit score range, lender-related information, financial goals, financial challenges, preferences, messages, form responses, quiz answers, survey answers, consultation notes, uploaded documents, screenshots, files, payment details, billing details, and any other information you choose to provide.
Because our services may involve personal financial education, budgeting, vehicle-buying preparation, and consumer decision support, some of the information you provide may be sensitive.
When you visit our website, we may automatically collect certain technical and usage information, including your IP address, browser type, device type, operating system, pages visited, time spent on pages, referring website, general location information, cookies, pixels, and similar tracking data. This information helps us improve our website, understand visitor behavior, prevent fraud, measure marketing performance, and improve our services.
If you purchase a product or service, your payment information may be processed by a third-party payment processor. We do not intend to store full credit card numbers on our own systems.
How We Use Your Information
We may use your information to provide financial education, coaching, tools, templates, reports, buyer-defense resources, budgeting support, vehicle-buying preparation, and related services.
We may also use your information to calculate or estimate budgets, payment guardrails, vehicle affordability, maximum out-the-door price, lender baseline, insurance impact, trade-in risk, negative equity risk, and walk-away rules.
We may use your information to respond to your questions, schedule calls, provide consultations, process purchases, send service-related communications, send educational materials, send marketing messages where permitted by law, improve our website, improve our forms, improve our offers, improve our customer experience, personalize recommendations, maintain internal records, detect fraud, prevent abuse, address security issues, enforce our terms, and comply with legal, tax, accounting, regulatory, or business obligations.
We try to collect and use only the information reasonably needed to provide, improve, and protect our services.
Financial Information and Sensitive Data
Everyday Help Financial may ask you to share financial information so we can help you understand your budget, risks, options, and consumer decision-making guardrails.
We may use this information to create personalized educational outputs, including budget analysis, payment target ranges, debt-to-income estimates, vehicle affordability estimates, auto-buying guardrails, trade-in risk review, negative equity risk review, insurance impact estimates, lender baseline estimates, maximum out-the-door price guidance, and walk-away rules.
We do not guarantee loan approval, credit approval, vehicle approval, lower interest rates, debt reduction, credit score improvement, insurance approval, or any specific financial outcome.
How We Share Information
We do not sell your personal financial information in the ordinary meaning of the word “sell.”
We may share information with trusted third parties who help us operate our business, including website hosting providers, CRM providers, email platforms, SMS platforms, payment processors, scheduling tools, analytics providers, advertising platforms, customer support tools, cloud storage providers, contractors, assistants, legal professionals, tax professionals, accounting professionals, and compliance professionals.
These third parties may access information only as needed to perform services for us or support our business operations.
We may also share information when required by law, subpoena, court order, legal process, government request, regulatory request, or other lawful obligation. We may share information to protect our rights, safety, property, users, customers, business, website, or services. We may share information to prevent fraud, unauthorized activity, abuse, security threats, or misuse. We may also share information in connection with a merger, acquisition, financing, sale of assets, reorganization, or business transfer.
We may share information with your consent or at your direction.
Cookies, Tracking, and Analytics
Our website may use cookies, pixels, tags, analytics tools, advertising tools, and similar technologies to understand website traffic, improve user experience, measure marketing performance, and deliver relevant content or advertisements.
These tools may collect information about your device, browsing activity, pages visited, interactions with our website, and other usage information.
You can usually control cookies through your browser settings. Disabling cookies may affect how some parts of our website function.
Email and Text Communications
If you provide your email address or phone number, we may contact you about your inquiry, purchase, consultation, account, service, form submission, or request.
We may also send educational or promotional messages if permitted by law. You can unsubscribe from marketing emails by using the unsubscribe link in the email. You may opt out of marketing text messages by replying “STOP.”
Even if you opt out of marketing messages, we may still send transactional, administrative, or service-related communications.
Data Security
We take reasonable administrative, technical, and physical measures to protect personal information from unauthorized access, disclosure, misuse, loss, alteration, or destruction.
No website, system, database, email, text message, cloud platform, or internet transmission is completely secure. You should avoid sending highly sensitive information through unsecured channels.
Data Retention
We retain personal information for as long as reasonably necessary to provide services, maintain business records, resolve disputes, enforce agreements, comply with legal obligations, comply with tax obligations, comply with accounting obligations, improve our services, prevent fraud, and protect our business.
When information is no longer needed, we may delete it, anonymize it, or securely retain it as required or permitted by law.
Your Privacy Choices
Depending on where you live, you may have the right to request access to the personal information we have about you, request correction of inaccurate information, request deletion of certain personal information, request a copy of your information, opt out of certain marketing communications, limit certain uses of sensitive personal information where applicable, or opt out of certain data sharing or targeted advertising where applicable.
To make a privacy request, contact us using the contact information listed at the bottom of this Privacy Policy.
We may need to verify your identity before fulfilling certain requests.
State Privacy Rights
Some state privacy laws may provide additional rights to residents of certain states, including California, Texas, and other states with applicable privacy laws.
Everyday Help Financial will respond to applicable state privacy requests as required by law.
Children’s Privacy
Our services are intended for adults. We do not knowingly collect personal information from children under 13.
If we learn that we have collected personal information from a child under 13, we will take reasonable steps to delete it.
Third-Party Websites and Tools
Our website, emails, text messages, forms, payment pages, scheduling pages, or other communications may contain links to third-party websites, platforms, payment processors, scheduling tools, or other services.
We are not responsible for the privacy practices, security, content, policies, or actions of third-party websites or services. You should review their privacy policies before providing information to them.
Testimonials, Reviews, and Success Stories
If you provide a testimonial, review, comment, case study, success story, or similar content, we may use it for marketing or educational purposes with your consent.
We will not intentionally publish sensitive personal financial details without your permission.
No Financial, Legal, Tax, Insurance, Lending, or Credit Repair Guarantee
Everyday Help Financial provides educational tools, coaching, and consumer guidance. Our services are not a substitute for professional financial, legal, tax, insurance, lending, or credit advice.
We do not guarantee loan approval, credit approval, vehicle approval, insurance approval, credit score improvement, debt elimination, lower interest rates, lower payments, dealer acceptance, lender acceptance, insurer acceptance, vehicle purchase approval, or any specific financial outcome.
Any estimates, calculations, guardrails, reports, recommendations, or educational materials are based on the information you provide and are for educational purposes only.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time.
When we update it, we will revise the “Last Updated” date above. Your continued use of our website or services after changes are posted means you accept the updated Privacy Policy.
